YOORS DIGIBANK
Kick start your digital banking journey.
A technology stack that is lean, digital and convenient – no code development platform on mobile and cloud.
Yoors Digibank platform is an online digital banking platform, based on micro services architecture, enabling financial institutions to go to market faster with new products and partnerships.
Yoors Digibank platform is built on modules for Consumer Lending, Savings Account, Fixed Deposits and Pawning. Each module is curated has customer-centric DNA in its build, coupled with domain expertise and tech capability.




CONSUMER LENDING
— Manage all your core activities around the lending contracts for leasing businesses for your customers in the bank.
— Complete Valuation Process using features such as Search Contracts, Search Officer Payments, Lending Calculator, Appraisal and Operations at Vehicle Yard, Recovery Inquiries and Contract Documents Requests.
— Available reports are Enhanced/Reschedule Loans, Seized Vehicles Sold, Potential Settlements, Vehicles in Hand, Daily Receipts, Arrears Analysis, Excess Approvals and New Finance (Branch).
SAVINGS ACCOUNT
— Manage all your core activities around the savings accounts for your customers in the bank
— Functionalities available out of the box for all operations on savings are Savings Account Creation, Savings Account Verification, Saving Account Modification, Savings Withdrawals, Saving Account Inquiry, Miscellaneous Charges Handling, ATM Cards Maintenance, Standing Order Maintenance, Savings Transfers Maintenance, Utility Bill Maintenance, Log Inquiry, Account Log Inquiry, ATM List From Bank, Pending / Settled Visa Transactions, Visa Transaction Clearance List.
— Reports available out of the box are Savings Portfolio, Transaction Listing, ATM Card Issue List, Monthly Account Statement, Standing Order List, Transfer List, Non-Operating Summary, ATM Cards user list, POS Transaction List, Withdrawals List, Savings Deposit List, Account Transaction/GL Difference, Utility Bill List.
FIXED DEPOSITS
— Manage all your core activities around the fixed deposits for your customers in the bank
— Functionalities available out of the box for all operations on fixed deposits are Create Fixed Deposit Account, Verify / Decline Fixed Deposit Account, Search Fixed Deposits, Request Withdrawals, Monthly Interest, Fixed Deposit Loan Rate Approval, Generate Fixed Deposit Certificate, Interest Summary, Fixed Deposit List, Fixed Deposit Maturity Pattern, Renewed Fixed Deposit, Fixed Deposit Portfolio, Matured Fixed Deposit, Large Fixed Deposit and Pre-Matured Withdrawals.
— Reports available out of the box are Active Fixed Deposit, Fixed Deposit Loans Outstanding, Fixed Deposit Maturity Pattern, Fixed Deposit Reminders, Large Cash Transaction, Renewed Fixed Deposit, WHT Generation Report, Central Bank Fixed Deposit Report.
PAWNING
— Manage all your core activities around the precious metal gold loans for your customers in the bank
— Functionalities available out of the box for all operations on pawning are Pawn Items, Add Pawning Tickets, Verify Pawning Tickets, Print Pawning Tickets, Give Special Rate for Selected Pawning, Pawning Payment, Redemption of Pawn, New Pawning, Pawning Inquiry, Pawning Reminders, Gold Value Changes, Cancellation of Ticket, Items for Audit, Auctionable Tickets List and Auction Receipt.
— Reports available out of the box are Auctioned Tickets List, Excess Payment List, Pawning Portfolio, Pledge Book, Redemptions List and Risk Analysis Report.
Let's get your transformation journey started.

Yoors is a boutique technology firm based in Singapore, Sydney and Colombo. With a DNA to grow digitally, Yoors builds products and advises it clients to embrace opportunities to build the future, and are open to collaboration, partnerships and innovation.
© Copyright 2021 Yoors Digital Pte Ltd. All Rights Reserved.
Our Solutions
Our Locations
Singapore
73 UBI Road 1
#08-54
Oxley Bizhub
Singapore (408733)
Sydney
903/50 Clarence Street,
Sydney NSW 2000,
Australia.
Colombo
Unit No.3, 8th Floor,
Jana Jaya City Shopping Complex, Nawala Road,
Rajagiriya, Sri Lanka.
Let's Chat
+65 8321 0817